اللّهُـمَّ اكْفِـني بِحَلالِـكَ عَنْ حَـرامِـك، وَأَغْنِـني بِفَضْـلِكَ عَمَّـنْ سِـواك

Transliteration:

Allāhummak-finī biḥalālika `an ḥarāmik, wa 'aghninī bi faḍlika `amman siwāk.

Translation:

O Allah, suffice me with what You have allowed instead of what You have forbidden, and make me independent of all others besides You.

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ

Transliteration:

Allāhumma innī a`ūdhu bika mina ‘l-ḥammi wa ‘l-ḥazan, wa ‘l-`ajzi wa ‘l-kasal, wa ‘l-bukhli wa ‘l-jubn, wa ḍala`id-dayni wa ghalabatir-rijāl.

Translation:

O Allah! I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from being heavily in debt and from being overpowered by (other) men.